Consequences of Accumulating Points
The New York DMV uses the points system to identify and take action against high-risk drivers. Here’s what you need to know:
The 11-Point Limit
Accumulating 11 points in an 18-month period could result in your license being suspended.
The 6-Point Rule and Driver Responsibility Assessment
If you accumulate six or more points within 18 months, you will be subject to a Driver Responsibility Assessment fee. This fee is in addition to any fines, fees, or surcharges that you must pay for the original traffic violation.
The more points you have, the higher your insurance premiums are likely to be. Insurance companies consider drivers with more points to be high-risk, which results in increased rates.
Mitigating the Impact of Points
If you've accumulated points, all is not lost. There are ways to reduce the impact:
Defensive Driving Courses
New York allows drivers to take a state-approved defensive driving course to remove up to 4 points from their driving record. However, this course will not help you dodge the Driver Responsibility Assessment fee.
Contesting the Ticket
You can choose to contest the ticket in court. If you successfully do so, the points corresponding to that violation will be removed.
Consulting with an attorney who specializes in traffic violations can provide you with personalized guidance tailored to your situation.
Understanding the New York License Points System is essential for every driver in the state. By staying informed and taking timely action, you can better manage your driving record and avoid unnecessary financial burdens. Remember, safe driving not only protects you but also everyone else on the road. Drive responsibly!